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InsightUW Blog

Notes from building an AI-native underwriting workstation

We’re publishing one essay at a time, on the architectural choices behind InsightUW — the multi-adapter framework, claims-driven priority signals, BOR conflict detection, voice-profile drafts, and the data integration hub. New posts ship as they’re polished — check back, or request a demo if you’d rather see the system run.

Engineering Blog · Post #112 · New

Inside the Corporate Clearance Agent: Six P&C Scenarios Showing How InsightUW Decides

A walk through the four-band architecture of the Corporate Clearance Agent (enriched inputs → parallel rule dispatch across 11 evaluators → AI-per-issue recommendations → signed attestation) plus six real P&C scenarios producing CLEAR, ACKNOWLEDGE, INVESTIGATE, and BLOCKED verdicts — D&O, Property, Excess Casualty, Marine, Cyber, Workers Comp.
Clearance Agents P&C scenarios Architecture
Engineering Blog · Post #111

The Agentic Workstation: How AI Agents and Human Personas Co-Drive Every Submission and Renewal

InsightUW isn’t a workstation with AI bolted on. It’s a workstation built on 30+ AI Agents that own bounded tasks, with human personas (Ops, UW, Sr UW, Compliance, Management) holding the authority at every gate.
Agents Personas Workflow
Engineering Blog · Post #110

The Clearance Agent: How InsightUW Replaces 2 Days of Manual Screening With 9 Seconds of Agentic Pipeline

The full eleven-check clearance pipeline — OFAC, duplicates, broker conflicts, capacity, territory, licensing, large limits — run in parallel with AI per-issue recommendations and role-verified sign-off.
Clearance Audit
Engineering Blog · Post #109

Three-Tier Location Matching for Year-over-Year Exposure Comparison

How InsightUW reconciles renewal SOVs against bind-time snapshots using broker-supplied GUIDs, canonicalized address equality, and fuzzy similarity — with material-change flags per LOB.
Exposure Renewals
Engineering Blog · Post #108

The Data Integration Hub: A Catalog, Not a Mover

Why InsightUW’s integration hub records what’s already moving rather than orchestrating a new pipeline — observability, audit, and replay on top of the seven existing integration surfaces.
Integration Observability
Engineering Blog · Post #107

Voice-Profile Auto-Draft Follow-Ups

How the Follow-up Communication Agent composes broker emails in the carrier’s voice profile and cadence, with one-click send and broker-response capture.
Communications Voice
Engineering Blog · Post #106

BOR Conflict Detection — Three Types

Detecting Broker-of-Record conflicts at intake via three parallel queries: active-policy lookback, recent-submission window, and open BOR records. Plus bilateral broker notification + PAS dispatch.
Clearance Brokers
Founders’ note

Why We Built InsightUW: An AI-Native Workstation for P&C Commercial Underwriting

Commercial underwriting in 2026 still runs on email threads, ACORD PDFs, screenshots, and tribal knowledge. We didn’t build InsightUW to bolt AI onto that — we built it to replace the workstation, so the AI is the foundation, not a sidecar. The submission gauntlet, why bolting AI onto legacy PAS doesn’t work, and the six pillars we built instead.
Positioning Architecture
More on the way

A working notes series

We’re writing one essay at a time on how the workstation is built — clearance, BOR conflict detection, the integration hub, voice-profile drafts. Each post is framed around a real underwriting problem with code and a worked example.

New posts ship as they’re polished. Get on the list.